FMVA® Certified — Corporate Finance Institute US-Educated · University of Houston · B.B.A. Finance Bali-based · Remote-ready

Finance & HR compliance for growing Bali businesses.

Most Bali businesses carry compliance and financial exposure they don't know about yet — in payroll, BPJS, employment contracts, cash flow, or tax records. These services find it, fix it, and put the right structures in place before it becomes expensive.

See packages → Start with a Health Check — Rp 6.5M 2–3 days · credited if you upgrade
1K+
Entrepreneurs surveyedJP Morgan Chase–funded research program · University of Houston
50B+
IDR loan portfolios managedCorporate finance, BCA & Mandiri · PT Multi Teknindo
30+
Staff on automated payrollMulti-branch workforce migration · Jibble + OCBC
4
Compliance frameworksUS GAAP · IFRS · PSAK · Indonesian labor law
— Where exposure hides

The risks most Bali businesses don't see coming.

Rp
Payroll uncertainty
Calculations that don't match obligations. THR paid wrong. Overtime untracked.
BPJS & THR exposure
Missing enrollments, wrong tiers, late filings — all Disnaker audit triggers.
§
Contract risk
PKWT/PKWTT clauses written wrong. Staff becoming permanent by default.
Attendance gaps
Manual logs that can't be audited. No data integrity across branches or shifts.
Books vs. cash flow
Numbers that exist but don't tell the truth. Bookkeeper output nobody checks.

Fixed prices. Real systems. No surprises.

IK-001ENTRY POINT
Compliance Health Check
"Where exactly is my exposure?"
A focused 2–3 day review of your HR and tax compliance. Find out exactly where your exposure is before it finds you. Includes a plain-language risk summary, a remediation checklist, and one follow-up walkthrough session.
Timeline2–3 days
OutputRisk summary + checklist
Follow-up1 hr walkthrough session
CreditApplied toward first month
Rp 6.500.000 one-time
Book →
IK-002RETAINER
Finance Control
"My numbers exist — but do they make sense?"
Monthly financial governance, cash flow control, and strategic advisory. Management accounts reviewed, bookkeeper output reconciled, tax consultant coordinated, early warning on shortfalls.
CadenceMonthly
Advisory1 hr strategic session
ERPXero, Mekari Jurnal
ExcludesDaily bookkeeping, tax filing
Rp 15.000.000 /month
Book →
IK-003RETAINER
HR Compliance & Systems
"Are my contracts and payroll actually compliant?"
For F&B, hospitality, retail, multi-branch. Monthly payroll audit, employment contract oversight, foreigner structuring, attendance governance, Disnaker compliance calendar.
ScopePayroll, BPJS, PKWT/PKWTT
ExpatKITAS & work permit advisory
AttendanceJibble, Talenta or equiv.
ExcludesLegal representation
Rp 10.000.000 /month
Book →

One-time work. Fixed scope. Delivered.

50% upfront, 50% upon delivery. All projects scoped and quoted before start.

ProjectFee (IDR)Timeline
Finance Clarity Dashboard (custom Excel model)Rp 8.000.000 – 12.000.000~7–10 working days
Financial Model & ForecastingRp 15.000.000 – 20.000.000~2–3 weeks
Investor / Bank-Ready Financial PackageRp 20.000.000 – 25.000.000~3–4 weeks
Pitch Deck + Financial ModelRp 15.000.000~2–3 weeks
Employment Contract Framework (all staff)Rp 7.500.000~7–10 working days
Payroll Architecture & Metrics SchemeRp 7.500.000~7–10 working days
SOP Library (up to 15 documents)Rp 7.500.000~10–14 working days
All add-ons — combined packageRp 70.000.0008–10 weeks total
Irene
Kirana
Systems Architect · Fractional Finance Director
FMVA® — Corporate Finance Institute PSAK · Indonesian Accounting Standards US GAAP & IFRS Compliance B.B.A. Finance — University of Houston Indonesian & English — bilingual

Finance and Operations consultant specializing in stabilizing scaling consumer brands, engineering automated data pipelines, and mitigating structural tax and legal liabilities. Multi-framework background spanning US GAAP, IFRS, and Indonesian PSAK — with hands-on systems experience from multi-branch ERP deployments, payroll architecture, and workforce compliance across Bali and Jakarta.

ERP
End-to-end ERP Pipeline Architecture · MUKA Concepts (2026)
Shopify/POS → Xero integration across 3 regional branches. Monthly financial close cut from days to hours. Automated corporate payroll enrollment (OCBC) for 30+ staff.
50B
50B+ IDR Corporate Loan Portfolio · PT Multi Teknindo Infotronika
Executive-level financial management of BCA & Mandiri loan portfolios. 170.7B IDR corporate budget oversight. 100% IFRS / US GAAP / PSAK compliance maintained.
JPM
JP Morgan Chase–Funded Research · 1,000+ Entrepreneurs · University of Houston
Led design and execution of a large-scale entrepreneurship survey for the SURE™ program. Compiled business and financial datasets, assessed factors influencing economic development, presented findings to institutional stakeholders.
UH
US Consulting & Advisory Experience · University of Houston / SCORE Mentors
Graduate-level advisory work with entrepreneurs and SCORE mentors. Co-authored business plans and lesson frameworks covering accounting, taxation, and capital structure planning.
— GET STARTED
Not sure which package fits your situation?

Start with the Compliance Health Check — a focused 2–3 day review of exactly where your exposure is. If you proceed to a retainer, the Rp 6.500.000 fee is credited toward your first month. No hourly billing. No surprises. Direct access, no intermediaries.

irene@irenekirana.com
Chat with Irene